Corporate bonds, income with a timetable.
Regular income. Defined maturities. Access to quality issuers.
- Typical bond terms1 to 10 years
- Coupon typesFixed or floating
- Our issuer focusInvestment grade
- Where we source bondsWholesale & ASX
The Basics
What Are Corporate Bonds?
A corporate bond is a loan you make to a company. In return, the company pays you interest (the coupon) at regular intervals and repays your capital when the bond matures.
Bonds can pay a fixed or floating rate and typically run from 1 to 10 years. They are issued by Australian banks, infrastructure owners, property groups and global companies.
At Culsans, we focus on investment-grade bonds that are often only available in the wholesale market, giving our clients access to better rates and clear terms.
Why Investors Choose It
Why Invest in Corporate Bonds?
In uncertain markets, bonds offer income you can plan around and a steadier base for your portfolio.
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01
Stable Income
Bonds pay interest at regular intervals, giving you a consistent and predictable income stream over the life of the bond. This makes them especially appealing for retirees and anyone focused on cash-flow planning.
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02
Capital Preservation
Unlike shares, bonds are designed to return your full principal at maturity, provided the issuer does not default. This makes them a dependable option for investors protecting their capital while earning steady returns.
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03
Diversification
Fixed income can reduce overall portfolio risk by balancing exposure to more volatile assets like shares. Bonds typically behave differently to shares, which is valuable during periods of market stress.
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04
Lower Sensitivity to Market Volatility
Because bond returns come from contractually agreed interest payments rather than market sentiment, they tend to be more stable than shares during economic or geopolitical uncertainty.
How We Help
What we do for you.
We go beyond basic bond listings. Whether you're building a defensive core for your portfolio or securing income for the next five years, our advisers deliver institutional-level opportunities with boutique-level service.
Talk to an Adviser- Direct access to senior corporate bonds, including wholesale issues and ASX-listed fixed income
- A carefully curated universe of high-credit Australian and global issuers
- Personalised recommendations aligned with your cash flow needs, risk profile and long-term goals
- Full transparency around fees, yields and maturities
Suitability
Are Corporate Bonds Right for You?
- Looking for reliable income from interest payments.
- Focused on capital preservation with lower risk exposure.
- Seeking lower volatility compared with share markets.
Before you decide. Fixed income and corporate bonds suit investors who put stability and predictable returns first. Some wholesale bonds are only available to wholesale or sophisticated investors under the Corporations Act 2001. This is general information only. Read the relevant Product Disclosure Statement and Target Market Determination, and speak with an adviser about your own circumstances.
Related Services
Often paired with
Most clients combine two or three services. These are the ones most often used alongside fixed income & corporate bonds.
