Conditions of Use

1. Acceptance of Terms

By accessing or using the Culsans website and services, you agree to be bound by these Conditions of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Use Licence

Permission is granted to temporarily download one copy of the materials on Culsans's website for personal, non-commercial transitory viewing only. This is the grant of a licence, not a transfer of title, and under this licence you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose
• Attempt to decompile or reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

3. Financial Services

Culsans Pty Ltd (ACN 677 791 543) is an Australian wealth management firm holding an Australian Financial Services Licence (AFSL 561419) issued by ASIC. The information provided on this website is general information only and does not take into account your personal objectives, financial situation, or needs.

Before making any investment decision, you should consider seeking advice from a qualified financial adviser and read the relevant product documentation and Financial Services Guide (FSG).

4. Account Registration

To access certain features of our services, you may be required to register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorised use of your account

5. Disclaimer

The materials on Culsans's website are provided on an 'as is' basis. Culsans makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

6. Limitations

In no event shall Culsans or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Culsans's website.

7. Accuracy of Materials

The materials appearing on Culsans's website could include technical, typographical, or photographic errors. Culsans does not warrant that any of the materials on its website are accurate, complete, or current. Culsans may make changes to the materials contained on its website at any time without notice.

8. Links

Culsans has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Culsans of the site. Use of any such linked website is at the user's own risk.

9. Modifications

Culsans may revise these conditions of use for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these conditions of use.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of New South Wales, Australia, and you irrevocably submit to the exclusive jurisdiction of the courts of New South Wales.

11. Contact Information

If you have any questions about these Conditions of Use, please contact us at:

Culsans Pty Ltd
Level 3, 2 Bulletin Place, Sydney NSW 2000
Email: [email protected]