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Simple to start, careful at every step.

One account, several ways to invest, and an adviser who explains each step. Here is what to expect, from your first conversation to your first statement.

Open An Account Call (02) 7209 0609
Hands turning the pages of a printed document on a linen-covered table

The Process

Five steps to your first investment.

We partner with leading fund managers, banks and investment houses to give you access to opportunities usually reserved for large institutions.

  1. Check you’re eligible

    You’ll need to be over 18, hold valid photo ID and proof of address, and meet the requirements for the products you’re interested in.

  2. Apply online

    Complete our secure application in about five minutes and upload your identity documents for verification.

  3. Choose your strategy

    Work with your adviser to choose the deposits, funds, bonds or allocations that fit your goals.

  4. Fund your account

    Transfer funds from your nominated Australian bank account. Once approved, your account is active.

  5. Track and review

    Follow your portfolio in the client portal, receive statements, and adjust your plan with your adviser over time.

Fees

Simple, transparent fees.

Every fee that applies to you is set out in your Statement of Advice before you invest. There are no hidden charges.

  • Minimum investmentAcross most productsA$10,000
  • Fixed rate productsCharged on entry and again on exitA$100 each way
  • Pre-IPO allocationsCharged only when you make a profit2% of profit
  • Hidden chargesEverything is disclosed in writingNone

Why It Works

Fewer forms, better access.

With your adviser, choose from 50+ researched funds alongside deposits, corporate bonds and pre-IPO allocations, with multi-currency options for international portfolios.

  • 01

    Security first

    Protecting your money and your information is our priority, with strong security and compliance controls throughout.

  • 02

    Institutional access

    Opportunities usually reserved for institutional investors, from a shortlist our team has researched.

  • 03

    Built for the long term

    Strategies that focus on stability, diversification and consistent outcomes rather than short-term swings.

  • 04

    Verify once

    Once your account is verified, you can invest and reinvest without repeating lengthy checks.

Your Adviser

You’re never on your own.

Every client is supported by a dedicated adviser who makes sure you understand your options, the risks and the potential rewards.

You can reach them by phone, email or video call. Our goal is to help you make confident choices that fit your financial goals, and to tell you plainly when something doesn’t.

Questions

Accounts, payments and access.

How long does it take to open an account with Culsans?

Once you've submitted your application and verification documents, our compliance team typically reviews and approves accounts within 1–3 business days. You'll receive an email confirmation as soon as your account is active and ready to use.

What documents are required for identity and address verification?

You'll need valid government-issued photo ID (an Australian passport or driver's licence) and a proof of address document dated within the last 3 months (utility bill, bank statement or council rates notice).

Is there a minimum deposit to start investing?

Minimum investment amounts vary depending on the product. Each opportunity has its own entry threshold based on the asset class and structure. Your dedicated adviser will walk you through the specific requirements for any investment you're considering.

What types of investment funds are available on the platform?

We offer access to 50+ carefully selected managed funds, alongside term deposits, cash accounts, corporate bonds and pre-IPO allocations, designed for a range of risk profiles.

Are my funds and personal information secure?

Yes. We use bank-level encryption, two-factor authentication, and your funds are held in segregated accounts with regulated custodians. Your security is our top priority.

What are the annual fees and are there any hidden charges?

We believe in aligning our success with yours. For growth-focused investments, our fees are charged on profits only — meaning you only pay when your investment performs. For fixed income products, there is a simple flat fee of A$100 on entry and A$100 on exit. There are no hidden charges or surprises.

Can I withdraw my money at any time?

Withdrawal terms vary by investment type. Some funds offer flexible liquidity while others have fixed terms. Your adviser will clearly explain the terms before you invest.

How do I track the performance of my investments?

Through our secure online portal, you can monitor your portfolio 24/7, view performance reports, and receive regular updates from your dedicated adviser.

Do I need prior investment experience to use the platform?

No prior experience is needed. Our dedicated advisers guide you through every step, explaining options and helping you make informed decisions aligned with your goals.

Does Culsans support multiple currencies?

Accounts are held in Australian dollars (AUD), with multi-currency options including USD, NZD, EUR and GBP. This allows you to invest in international markets and diversify your currency exposure.

What happens if I forget my login details or can't access my account?

Use our secure password recovery system or contact our support team. We'll verify your identity and help you regain access to your account safely.

Are there restrictions on who can open an account (e.g. age, residency)?

You must be at least 18 years old and provide valid identification. Our services are designed for Australian residents. We can accept some clients from overseas, subject to regulatory requirements in their country.

Can I speak with a financial adviser through the platform?

Yes. Every client is assigned a dedicated adviser who you can contact via phone, email, or video call. They're here to help you understand your options and make informed decisions.

What makes Culsans different from traditional banks or brokers?

We provide access to institutional-grade investments typically reserved for large institutions, combined with personalised adviser support and transparent, competitive fees. We bridge the gap between sophisticated strategies and individual investors.

A clearer conversation about your wealth starts here.

Whether you are weighing up income, growth or an opportunity before it lists, we would be glad to talk it through, confidentially and without obligation.

Open An Account Call (02) 7209 0609